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Retirement Benefits · International Pension Plan

One international pension plan for
global teams.

Help your people build their future, wherever work takes them. One employer-sponsored international pension plan for employees in 150+ countries outside the US.

Employer view
Employee view

Plan overview

International Pension Plan

148

Plan members

+6 this quarter

12

Countries

Across 3 regions

$74k

Monthly contributions

Employer + member

MemberMonthlyStatus

Lucas Holt

Brazil

$500
Enrolled

Lisa Stein

Germany

$620
Enrolled

Prasit Wittaya

Thailand

$410
Enrolled
Next contribution Oct 1

Member view

Lucas’s retirement

Your retirement savings

$24,600USD+7.2% this year
This month’s contributions$500
Employer contribution
$300
Your contribution
$200

Portfolio mix

Global equity60%
Bonds30%
Cash10%
Oct 1Next contribution
International by design
Flexible plan rules
Portable savings

Partnered with global companies. Built around your people.

Three colleagues talking while sitting inside an office building.

Support for your team's
future well-being.

International retirement benefits

Retirement benefits that show you’re thinking
‍long term.

A retirement benefit makes your commitment tangible. Give your international employees a way to save for what comes next, with support from their employer.

Make financial wellbeing part of work

Turn your commitment to your people into a benefit they can build on.

Bring global teams into the picture

Offer a shared retirement benefit for eligible employees across countries.

Leave room for individual choices

Flexible contributions and investments help people shape their own plan.

International Pension Plan

One plan for a global team. Built to move with them.

The product tourWatch the tour
A quick look at the Redii International Retirement Benefits solution

Product tour

See your international retirement plan in action.

A short tour of how Redii brings long-term savings to your team and their futures.

One plan across borders.

A single international pension plan for a distributed workforce.

Contributions, made simple.

Employer and employee contributions in one place.

Savings that move with them.

Continuity when a member changes country.

Flexible plan design

One retirement plan.
Room to make it yours.

Build retirement benefits around your workforce, with employer matching, eligibility, and vesting rules that fit the way your organization grows.

Contributions & matching

Employer and employee contributions.

Monthly savings

$500

Built together

Employer

$300

+
Employee

$200

Eligibility & worker groups

Eligibility for every worker group.

Employees
Included
+12
Other worker groups
Optional
+8
Eligibility shaped around your team

Vesting rules

A vesting schedule you define.

25%

Year 1

50%

Year 2

75%

Year 3

100%

Year 4

A schedule you define

Everyday administration

Plan administration, connected.

Your retirement plan

People
Payroll
Reporting
One place to keep it moving

Portable retirement savings

A new country.
The same pension plan.

Careers cross borders. Retirement savings should have continuity. Members can maintain their plan savings when they move to another country.

One international pension plan.

A central home for your retirement benefit, across a distributed workforce.

Long-term plans. Without borders.

International reach

For eligible workforces outside the US.

Portable savings

Continuity when a member changes country.

Central administration

One plan to manage across your team.

Meet Redii Benefits Agent

Your pension plan.
A conversation away.

Give employees clear answers about their international pension plan, from portfolio returns and employer contributions to vesting rules. They just ask Redii Benefits Agent in Claude, ChatGPT, or Slack.

Understand portfolio returns
Check your contributions
Find your vesting schedule

Redii Benefits Agent

Your retirement, in context

How has my retirement portfolio performed over the last year?

Redii Benefits Agent

Your retirement portfolio returned 7.2% over the last 12 months. Here’s how it moved over the year.

Portfolio return

+7.2%

Last 12 months
8%4%0%
OctMarSep

Investment performance, separate from contributions.

Your retirement account · Performance
Ask about your retirement…

Redii Benefits Agent

Your retirement, in context

How much did my employer and I contribute this month?

Redii Benefits Agent

You contributed $200 and your employer added $300 this month. That’s $500 going toward your retirement.

This month’s contributions

$500

September

Employer

$300

You

$200

Your retirement account · Contributions
Ask about your retirement…

Redii Benefits Agent

Your retirement, in context

Where can I find the vesting rules for my retirement plan?

Redii Benefits Agent

Your plan’s vesting schedule is in your member handbook. It explains when employer contributions become yours to keep.

Your retirement plan

Member handbook

PDF
Your retirement plan · Member handbook
Ask about your retirement…

Retirement Fund investment options

A curated fund range.
For every kind of future.

Give plan members a curated fund range to choose from, with fund advisory by WTW. Explore the options behind the plan, with the details needed for a closer look.

Explore our investment fund range
Inside the Investment Catalog

Available funds & asset classes

Find the options available to explore.

Performance & risk information

Look at the details behind each fund.

Fund documents

Keep the source information within reach.

From conversation to contribution

Set up your pension plan.
With a supported start.

Work with a dedicated implementation manager to bring your retirement benefit to life.

Shape your plan

Start with your workforce and define the contribution, eligibility, and vesting rules.

Connect your team

Set up member records and payroll connections with support through implementation.

Keep it moving

Manage members, contributions, and plan reporting through Redii, alongside your benefits administration.

International pension plan FAQ

International pension plan questions,
answered.

A few useful details about your international pension plan.

Talk through your plan
What is an international pension plan?

An international pension plan is an employer-sponsored retirement plan that lets a company offer one retirement benefit to employees in many countries, instead of setting up a separate local plan in each. Contributions, investments, and plan records sit in one centrally administered plan. Read our guide to how international pension plans work.

Is there a 401(k) for international employees?

A US 401(k) is built for US taxpayers, so it rarely fits employees based outside the US. Redii’s International Pension Plan serves a similar employer-sponsored retirement purpose for eligible non-US resident workforces. It is a voluntary international arrangement rather than a US 401(k). Learn the compliance basics of offering pensions to international employees.

Which employers is an international pension plan for?

Organizations with an international workforce, from growing companies to more complex global teams. Redii can help you confirm the fit for your locations and employee groups, including who should be eligible.

Which countries can employees be in?

Eligible employees in 150+ countries outside the US can join. Redii confirms the fit for your locations and employee groups during plan design.

Who oversees the plan assets?

Your plan assets are protected and held in trust with independent oversight by our global trustee partner, Equiom (Isle of Man) Limited. Fund advisory is provided by WTW.

Can we customize eligibility, matching, and vesting?

Yes. Flexible plan design supports contribution rules, participant exclusions, custom worker categories, and vesting.

What investment options are available?

Members can explore a curated range of funds, with asset-class, performance, risk, and document information in the catalog. Explore our investment fund range.

What happens when an employee moves country?

Members can maintain their savings in the plan when they relocate. Talk with Redii about the destination and the plan terms that apply to their situation. Read more about retirement benefits when employees move countries.

How does implementation work?

A dedicated implementation manager guides team setup and integrations. Your rollout is planned around your workforce and the plan design.

How much does an international pension plan cost?

Redii’s International Pension Plan starts at $199 per month, plus $5 per member per month and a member asset fee of 0.185% per month. See pricing for full details.

Get your team Redii for their future

You're in it together.
A future worth investing in.

Let's shape an international retirement plan that reflects the team you're building.